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Property Insurance Benefits for Lodge and Hotel Owners in Tanzania

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By Godlove Nyagawa  

Hotels and  Lodges  owners should seriously consider to insure their property to shield themselves against disasters which often inflict irreparable loss on them.

Managing Director  of  Tanzania Hotels Agent , Mr Godlove Nyagawa, said after disasters victims of lodge and hotels is a big problem because most of them lose all that they invested in.

“Often times victims are compensated if they have insurance for their lodges or hotels. If they are not ensured property they end up losing everything they invested for   ” Mr Godlove  Nyagawa said.

He said to avoid such problems individual hotels owners should insure their property against disasters so that they get compensated in case of disaster.

“The best way to avoid this of course is to have solid foundations and infrastructure as preventative measures. We also must encourage private home insurance for all income levels so when unexpected disasters occur, the home owners are not left to rely on family or government,” the Tanzania Hotels Agent Director  argued.

There are a few property insurers in Tanzania and as the middle class rises and the real estate market formalises, it is expected that there will be an increase in property insurance companies as well as establishment of better solutions to disasters in lower income areas. 

In recent years, the country has struggled to cope with the aftermath of disasters such as floods, arms dump explosions, infernos and whirlwinds which destroys infrastructure, homes and loss of people’s lives.

In order to address such disasters, the government enacted the Coordination of Disasters and Assistance Act of 1990.

A Disaster Control Guide was established also under Prime Minister’s Office and coordinates various sectors, institutions and groups in disasters control and management.

Therefore, government systems are in place to house citizens after disaster strikes, such as the Tanzania Disaster Relief Committee (TANDREC) compensated the victims of the Mboto and Mbagala bombings in 2009 and 2011.

Launched in 2020, Tanzania Hotels Agent is a East Africa  property portal focusing exclusively on emerging markets for lodges and Hotels in East Africa.

The leading hospitality marketplace offers travelers a secure and easy-to-use platform to find or list properties online.


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